Best Dividend Trackers for Passive Income Enthusiasts

For passive income investors, dividend-paying stocks can be a cornerstone of a wealth-building strategy. Whether you’re reinvesting those dividends for compound growth or using them as a steady income stream, keeping track of your payments, yields, and portfolio performance is critical. A good dividend tracker does more than just show you your next payment date—it helps you manage your entire dividend strategy, spot underperformers, and find opportunities to grow your passive income.

In the past, dividend tracking meant manually logging payments into a spreadsheet. While this still works for some, modern dividend tracking apps and tools have taken this process to a whole new level. With real-time updates, yield calculators, and integrated portfolio tracking, today’s tools make it easier than ever to stay on top of your income-generating investments.

In this guide, we’ll explore the best dividend trackers for passive income enthusiasts in 2025, breaking down what makes each tool stand out and how it can help you maximize your returns.

Why Dividend Tracking Matters for Passive Income Investors

Dividend investing is not just about buying a few high-yield stocks and waiting for the checks to arrive. For serious income investors, it’s about:

• Monitoring dividend yield to ensure you’re meeting your target income goals.

• Tracking payment history to evaluate the consistency of companies.

• Watching for dividend growth to maximize future income potential.

• Keeping an eye on ex-dividend dates so you don’t miss opportunities.

• Measuring total return by factoring in both capital gains and dividend income.

By using a specialized dividend tracker, you avoid missed payments, reduce guesswork, and gain a clearer picture of your portfolio’s performance over time.

1. Simply Safe Dividends – Best for Dividend Safety and Reliability

Simply Safe Dividends is widely regarded as one of the most comprehensive tools for dividend investors. Its strength lies in its unique Dividend Safety Score, which rates the likelihood that a company will maintain or grow its dividend.

Key Features:

• Dividend Safety Score for over 1,000 dividend-paying companies.

• Detailed dividend history and payout growth analysis.

• Upcoming payment calendar with ex-dividend dates.

• Portfolio tracking with income projections.

• Research tools for finding high-quality dividend stocks.

Best For: Investors who want to focus on income stability and avoid dividend cuts.

Downside: Paid subscription required for most advanced features.

2. TrackYourDividends – Best Free Dividend Tracking Tool

TrackYourDividends offers a straightforward, easy-to-use platform for monitoring dividend income without a steep learning curve.

Key Features:

• Tracks dividend yield, annual income, and payout frequency.

• Dividend calendar with upcoming payments.

• Portfolio value and asset allocation tracking.

• Dividend reinvestment tracking.

• Free basic plan with premium upgrade for advanced tools.

Best For: Beginner to intermediate investors who want a free solution with room to grow.

Downside: Limited data visualization compared to paid competitors.

3. Sharesight – Best for Global Dividend Tracking

Sharesight is perfect for investors with international holdings who want a tool that can track both capital gains and dividend income across multiple markets.

Key Features:

• Automatic import of trades from major brokers worldwide.

• Real-time dividend tracking with tax-friendly reports.

• Portfolio performance reporting, including currency adjustments.

• Integration with Xero for accounting.

• Dividend reinvestment tracking.

Best For: Investors with global portfolios who want accurate tax and income reports.

Downside: Premium plans can get pricey for large portfolios.

4. Seeking Alpha – Best for Dividend Research and Alerts

While Seeking Alpha is best known for its investment analysis, it also offers excellent dividend tracking features that integrate directly into its portfolio tools.

Key Features:

• Dividend grades evaluating yield, safety, and growth.

• Dividend calendar with payment and ex-dividend dates.

• Analyst research and community discussions.

• Stock screener with dividend-focused filters.

• Alerts for upcoming payments or changes in dividend policy.

Best For: Dividend investors who value research-backed decision-making.

Downside: Full functionality requires a premium subscription.

5. Morningstar – Best for Long-Term Dividend Growth Tracking

Morningstar is well known for its long-term investment research and portfolio tracking capabilities, making it an excellent choice for dividend growth investors.

Key Features:

• Comprehensive dividend history and growth charts.

• Dividend-focused fund and ETF analysis.

• Long-term portfolio tracking with performance metrics.

• Research reports on dividend-paying companies.

• Screeners to find reliable dividend growers.

Best For: Investors with a focus on long-term income growth rather than just high yields.

Downside: Subscription required for premium research tools.

6. DivTracker – Best Mobile Dividend Tracker for On-the-Go Investors

DivTracker is a mobile-first app that’s perfect for keeping tabs on your dividend portfolio wherever you are.

Key Features:

• Clean, easy-to-use interface with quick dividend overviews.

• Upcoming dividend payment notifications.

• Track yield, yield on cost, and annual income.

• Supports multiple portfolios.

• Works seamlessly on iOS and Android.

Best For: Investors who want a mobile-first experience without overwhelming complexity.

Downside: Limited in-depth analysis compared to desktop-based tools.

7. Personal Capital (Now Empower) – Best for Overall Wealth Tracking with Dividends

Empower (formerly Personal Capital) is a full financial dashboard that helps track all your assets, including dividend-paying investments.

Key Features:

• Dividend income tracking within a complete wealth view.

• Asset allocation and portfolio performance reports.

• Integration with multiple bank and brokerage accounts.

• Retirement planning tools with income projections.

• Cash flow tracking to see dividends alongside other income streams.

Best For: Investors who want an all-in-one wealth management platform.

Downside: Less specialized for dividends compared to dedicated dividend trackers.

How to Choose the Best Dividend Tracker for You

The best dividend tracker for your needs will depend on:

• Portfolio size and complexity: Larger, more diverse portfolios may need advanced features.

• Market coverage: International investors should ensure the tool supports multiple markets.

• Research needs: Some tools excel at pure tracking, while others offer deep analysis.

• Budget: Free options work for casual investors, while paid platforms often offer more insights.

If you’re a long-term dividend growth investor, tools like Simply Safe Dividends or Morningstar can help you focus on quality and sustainability. If you just need an easy way to track payments, TrackYourDividends or DivTracker might be enough.

Tips for Maximizing Your Dividend Tracker

1. Set alerts for upcoming ex-dividend dates so you never miss out on potential income.

2. Review yield on cost regularly to see how your investments are performing over time.

3. Track dividend growth rate to identify which holdings are increasing payouts the fastest.

4. Reinvest dividends strategically to compound returns.

5. Compare your portfolio’s yield to market averages to ensure you’re on track with your goals.

Final Thoughts: Keeping Your Passive Income Flowing

Dividend investing can be one of the most rewarding strategies for building wealth and generating reliable income. But without proper tracking, you might be leaving money on the table—or worse, holding onto companies at risk of cutting their payouts.

The tools we’ve covered here range from simple mobile apps to advanced research platforms, each catering to different investor needs. Whether you’re looking for a free, easy-to-use tracker or a comprehensive dividend safety and research tool, there’s an option that will help you stay on top of your passive income strategy.

When you’re serious about building long-term wealth through dividends, knowledge is power—and a good dividend tracker is your ultimate sidekick.